May 11, 2021 | Blog, Private Mortgage Insurance, Refinance
What Is Private Mortgage Insurance “PMI”? Private mortgage insurance (PMI) is a type of insurance that a borrower might be required to buy as a condition of a conventional mortgage loan. Most lenders require PMI when a homebuyer makes a down payment of less...
Apr 14, 2021 | Blog, Refinance
What Is The Refinance Process? Refinancing your mortgage is a smart decision for many reasons, like lowering your interest rate, cashing in on your home’s equity, and lowering your home’s mortgage loan term. The refinancing process is often less complicated than the...
Mar 30, 2021 | Blog, Credit, Home Buying, Loan Process
What Is The First Step To Buying A Home? Buying a home can be stressful and overwhelming, but knowing where to start can make all the difference on your homeownership journey. Are you asking yourself, “ What is the first step to buying a home”? Unless you are buying...
Mar 17, 2021 | Blog, Credit, Home Buying, Loan Process
What is a California Jumbo Loan? The median value of a home in California is more than double the median values of homes for the United States as a whole, even though the median income is only slightly higher in California. A need for a jumbo loan depends on the...
Mar 3, 2021 | Blog, Credit, Home Buying, Loan Process, Refinance
Are you thinking of buying a home? If you are a military service member or veteran, you may be eligible for a VA loan. The great news is that many of the perks of this loan are unmatched by any other home loan option! Here is what you need to know about VA loans: What...
Feb 9, 2021 | Blog, Credit, Home Buying, Refinance
Tapping into your home’s equity can be a good way to access cash quickly to pay for renovations or improve your financial position. But, it’s important to understand the process. Common options for accessing your home’s equity include a cash-out refinance, a home...
