Dec 7, 2020 | Blog, Credit, Home Buying, Loan Process
We are in the spirit of new beginnings heading into the new year; we feel an obligation to make New Year’s resolutions. The most popular resolutions focus on achieving a healthy lifestyle by losing weight or exercising more, but for most people, the personal...
Dec 7, 2020 | Blog, Credit, Home Buying, Loan Process
If you are a veteran or military service member eligible for a VA loan, you can use that loan as a construction loan to purchase land and build a new home from the ground up. To understand more about a VA construction loan, let’s start here: What Is A VA Construction...
Nov 10, 2020 | Blog, Credit, Home Buying, Loan Process, Refinance
The New Fed Refinancing Fee Is Coming Dec. 1st; Should I Still Refi? In September of 2020, the Federal Housing Finance Agency (FHFA) was supposed to implement a new “Adverse Market Refinance Fee”. This fee will now be implemented on December 1st, 2020. This fee is...
Jun 13, 2019 | Loan Process
Consumers caught in the excitement of buying a home may feel overwhelmed when it comes time to talk about the particulars. Purchasing a home is a big undertaking. So, understanding the differences between a pre-approval and a pre-qualification can give Roseville...
May 2, 2019 | Loan Process
When you make a big decision like investing in real estate, accurate and thorough information is a must. A well-informed decision, and thus a well-informed investment, is possible by understanding the anatomy of a loan and its factors that determine how much a loan...
May 2, 2019 | Loan Process
Like most important processes, buying a home is both detailed-oriented and highly rewarding. Several steps must be taken in the correct order and with the right amount of attention before a borrower becomes a home owner. If you’re thinking about buying a home in the...
